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Commercial Vehicle Accidents

How is my Workers' Compensation claim affected when I am injured on the job in a commercial vehicle accident in Louisiana?

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Commercial Vehicle Accidents

When You Are Injured While on the Job in a Commercial Vehicle Accident in Louisiana (Part B)

Vehicle Accident Insurance Coverage and Commercial Trucks, Louisiana

Vehicle accidents involving a commercial vehicle in Louisiana have the potential to result in serious injuries and property damage. If you have been injured in a recent car accident, the first thing you should do is contact an experienced attorney. In New Orleans, Louisiana, you may be able to go after the company that owns the commercial vehicle to recover damages for your losses.

When the Insurance Limits Do Not Cover All of Your Expenses

If your recent car accident in Louisiana caused injuries requiring extensive medical treatment and the commercial vehicle’s insurance limits do not cover all of your expenses, you may be able to use your own uninsured/underinsured motorist (UM) coverage to pay for the costs associated with your collision. UM insurance covers expenses associated with:

lost wages;
medical bills; and
pain and suffering.

For example, if the company’s commercial vehicle liability policy only has a limit of $150,000 and the cost of your vehicle and medical treatment is greater than this amount, you can file a claim with your own insurance company to recoup the remaining damages if you have UM insurance. This insurance covers all types of vehicle accidents, including those with commercial vehicles.

Please note that Louisiana requires that all drivers carry UM insurance. Unless you specifically rejected this type of insurance when applying for a policy, you more than likely have UM insurance that will protect you following your recent car accident. A New Orleans personal injury lawyer can help you through the process of determining if you have UM coverage in order to file the proper paperwork for your claim.

While filing a UM claim with your insurance company may seem simple, there is always a chance that your insurer may deny a claim for the amount you are seeking. A New Orleans personal injury lawyer can work with you and speak to the insurance adjustor to ensure you receive the compensation necessary for you to put your life back in order.

Some insurance companies may advise you not to contact an attorney in New Orleans, Louisiana when going through the claims process. This is to protect their best interests, not yours. A New Orleans personal injury lawyer can evaluate the settlement to determine if it is fair or not. Because they are familiar with cases involving vehicle accidents, they can help you account for any future medical expenses that you may not have considered.

Get Legal Help Now – Contact an Attorney in New Orleans Louisiana

Vehicle accidents have the potential to result in serious financial losses. As the victim, we know that you have a lot of questions about your health and your financial future. Personal injury attorneys Timothy J. Young, Robert J. Young Jr. and Jason C. MacFetters understand your concerns and anxieties. Before you hire an attorney, order this free injury guide to learn about your rights in Louisiana. The Young Firm is located in New Orleans and serves clients throughout Louisiana, including Baton Rouge, Shreveport and beyond. Contact us today at 504-680-4100 or 1-866-660-7220.

Still have lots of questions? Auto accident cases can be more complicated than you think. Don't make a small mistake that can cost you lots of money on your claim. Call our Louisiana auto accident attorneys immediately to get fast answers. Simply dial (866) 660-7220 now.