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Automobile Accidents

Choosing Car Insurance Coverage before a Louisiana Car Accident Happens

Posted on 5/12/2011One Killed, Another Injured in Livingston LA Car Wreck
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Posted on 5/11/2011Critical Injuries in Bayou Blue Louisiana Wreck
Posted on 5/10/2011Sabine Parish Car Wreck Injures One

Automobile Accidents

Attorney Explains Types of Car Insurance Louisiana Drivers Should Know About (Part A)

Saving lives and saving your claim after a Louisiana car crash

As auto accident attorneys, we are fully aware of the shock and mayhem brought by serious car crashes. We hear the heart-wrenching stories of Louisiana car accident survivors every day.

It is difficult to describe the chaos at some accident scenes, but in the panic and confusion two things stand out:

Speed matters: acting quickly and decisively saves lives;
Your claim depends on what you do and declare at the scene.

This is why it matters to raise the awareness of drivers on what to do after a Louisiana car crash, even though each person will react as well as he or she can under the circumstances.

Make sure you have a complete kit in your car: This includes a first aid kit, flares and a reflective triangle. Do not drive without the vehicle’s documents, including auto insurance and accident report form. Even though it is not advisable to use a cell phone while driving, never take your car without one. You may be the only one in position to call the police and emergency services and indicate what happened and where.

Prevent further accidents: Looking at the scene, you can quickly identify the potential danger from oncoming traffic. Adults and kids coming out of the wrecked cars could be hit and should be brought to safety, while someone needs to signal the roadblock as much ahead as possible.

Call emergency services: In the serious case of an accident with injuries, not a moment should be lost to call the police with a detailed account of the crash location, the number of vehicles involved and the number of injured people, indicating the degree of seriousness if possible.

Help those in need: To a point, your decisive action can save lives, before the emergency team takes over. You can help reduce bleeding, ease people out of their cars, calm frightened children, and do more if you have first aid experience. Do not attempt to move someone who seems to have a serious back or head injury.

After the police have arrived: Let them take over and coordinate what needs to be done. You can concentrate on collecting information about the other parties (identities, driver’s license, insurance, license plate number, etc.), make your account of what happened to the police officer (do not forget to ask his name) and gather as many witness reports as you can (ask for their contact information too).

Do not make hasty declarations: You should never apologize on the scene, even if it seems natural to do so. Don’t offer any explanation about your or someone else’s injuries. Wait a day or two before informing your insurance company, with a clear mind and reliable information at hand.

If you have been involved in a serious car crash, contact immediately the auto accident attorneys of the Young Firm in New Orleans for a free, no commitment evaluation of your case.