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Automobile Accidents

Choosing Car Insurance Coverage before a Louisiana Car Accident Happens

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Automobile Accidents

Attorney Explains Types of Car Insurance Louisiana Drivers Should Know About (Part A)

What do I need to know about insurance industry tactics to handle my own claim?

A: When dealing with car accident insurance claims, understand that the insurer’s goal is to settle for as little money as possible. Knowing how to file an insurance claim if you’re handling it on your own can help ensure that you receive a fair amount of compensation to account for your lost wages, medical expenses, etc.

Insurance adjustors have years of experience handling car accident insurance claims, and will use several tactics that are designed to persuade you to disclose more information than necessary.

Most are very friendly and will try to develop a rapport in order to earn your trust and discredit your claim. They may take advantage of the fact that you don’t know how to file an insurance claim that will result in the maximum amount of compensation.

When filing a car accident insurance claim, you should keep the following rules in mind when dealing with the adjustor.

Don’t agree to let the adjustor record your phone conversations. The adjustor knows that car accident insurance claims can be denied or reduced if you say too much. Keep everything off the record.
Don’t submit a written statement. The adjustor may tell you that a written statement is required for all car accident insurance claims, but this isn’t the case. In fact, your written statement could end up hurting your claim.
Do speak with a New Orleans car accident attorney before signing everything. Unfortunately, once you sign an agreement, you can no longer go after the insurance company even if your medical bills turn out to cost more than expected. Your New Orleans car accident attorney has the ability to determine if your settlement is fair and that your insurer is acting in good faith.

Get Legal Help Now – Contact a New Orleans Car Accident Attorney

An experienced attorney can teach you how to file an insurance claim after your collision. As the victim of an auto accident in New Orleans, we know that you have a lot of questions about your health and your financial future. Personal injury attorneys Timothy J. Young, Robert J. Young Jr. and Jason C. MacFetters understand your concerns and anxieties. Before you hire an attorney, order this free injury guide to learn about your rights in Louisiana. The Young Firm is located in New Orleans and serves clients throughout Louisiana, including Baton Rouge, Shreveport and beyond. Contact us today at 504-680-4100 or 1-866-660-7220.

Still have lots of questions? Auto accident cases can be more complicated than you think. Don't make a small mistake that can cost you lots of money on your claim. Call our Louisiana auto accident attorneys immediately to get fast answers. Simply dial (866) 660-7220 now.