Auto Insurance Coverage Minimums in Louisiana

In Louisiana, the law mandates that drivers have auto insurance coverage for each vehicle that they own. When you file a claim, car insurance providers often look for reasons to deny you coverage. When that happens, you need a New Orleans personal injury lawyer who can build a clear and compelling case that demonstrates your eligibility for your insurance coverage. 

Louisiana State Law Minimums for Auto Insurance 

The minimum bodily injury liability coverage limits are $15,000 per person up to $30,000 per accident, and property damage liability coverage in the minimum amount of $25,000 per accident. 

Uninsured and underinsured motorist bodily injury (UM) and uninsured and underinsured motorist property damage (UMPD) are additional types of coverage. Your auto insurance carrier is required by law to offer you these coverage options, and if you do not wish to have them, you must sign a form and officially reject it in writing.

If you have been in an accident, speak with a New Orleans personal injury lawyer about the auto accident insurance claims process for a consultation about your case, in which you provide details about your claim and an attorney will furnish you with some car accident information that will help you better understand the claims handling process. 

Get Legal Help Now – Contact a New Orleans Personal Injury Lawyer

When you’ve been in an accident, we know that you have a lot of questions about your health and your financial future. Auto accident insurance claims attorneys Timothy J. Young, Robert J. Young Jr. and Jason C. MacFetters understand your concerns and anxieties about your claim. Car insurance cases can be complex and frustrating. Before you hire an attorney, order this injury and car accident information guide to learn about your rights in Louisiana. The Young Firm is located in New Orleans and serves clients throughout Louisiana, including Baton Rouge, Shreveport and beyond. Contact us today at 504-680-4100 or 1-866-660-7220.